While there isn’t necessarily a “season” for selling your home it is widely accepted that most people don’t want to move when the weather is bad. Carrying your boxes and furniture through 6 inches of snow and slush is not appealing for anyone. This is why I am writing this now to let you know that right now is a great time to list your home. Houses, especially in Pendleton, are in such high demand that the amount of time it would spend on the market is minimal. With that being said it takes an average of 45-60 days once the home is under contract to settle. This would put moving day in September when the weather is usually mild and the fall months are beginning, an ideal time to move!
Another reason that selling now is a great idea is that your curb appeal will be in full swing unlike many of the other months. Any flowers you have are blooming, the grass is green, and the trees are providing ample shade. During the winter your home (and everyone’s home for that matter) does not look nearly as inviting.
As I mentioned before the demand is high in almost every market with makes for an easier sell. And with interest rates softening, the supply dwindling, and the demand growing it makes for the perfect storm of home selling. Be sure to take advantage of this time!
Last but not least if you are considering selling your house it is time to move on. Whether you want to move closer to family, downsize after the kids leave, or find more space for your growing family it is time to capitalize and take the plunge. If you have any questions or want a free evaluation on pricing your home feel free to give me a call at 317-572-5589~ I look forward to hearing from you!
Becoming a home owner doesn’t mean you need to spend more than you can afford. In fact, I can’t stress enough how you should stay within your budget in order to have a pleasant home buying and home owning experience. I can certainly understand the appeal of buying a home that fits all of your needs but did you know that you can stick within your budget while purchasing the home that is ideal for you and your family? In fact here are a few of our current listings that are priced very reasonably under 100k but also contain many of the features, space, and location that most potential home-owners are searching for.
* 55 Oak Ct…Greenfield: This beautiful 2 bedroom, 2 full bathroom brick home has a specious floor plan, a one car attached garage and is conveniently located in a cul-de-sac which cuts drastically down on traffic. This is a steal at only $95,900!
* 1202 Flatrock Dr…Anderson: This 3 bedroom, 2 bathroom home has a privacy fenced in back yard and a beautiful wood deck, perfect for entertaining! With walk in closets and a garden tub you will certainly not be giving up any luxury in this home! This is amazingly still priced at under $100,000!
* 209 N John St….Pendleton: This 2 bedroom brick home is bursting with charm and character. Not only does it have the original hardwood floors in the dining room and bedrooms but it also has newer windows and roof. Sitting on 2 city lots this home offers you all of the amenities and ideal location that you are looking for in a home! Plus the price is right at $94,900!
* 612 S Broadway St…Pendleton: This cozy 2 bedroom, 1 bathroom home is ideal for the first time home buyer or empty nesters. It has a great little fenced in back yard with a covered patio and garden area. The location allows for walking distance to in town Pendleton! Plus with a price tag of 79,900 you will certainly get your moneys worth.
If you are in the market for a new home one way you can reduce your monthly mortgage payments is to have a substantial downpayment at the time of purchase. Some lenders may even require a certain percentage as a downpayment. Unfortunately, saving money is not the easiest thing for most of us to do! But here are some tips to help you save up money quickly!
*Ask…. I know it sounds simple but you wouldn’t believe the discounts I have gotten from my cell phone carrier, cable and internet provider, insurance, doctor bills, and paper delivery all by making a phone call. While in some cases you may have to give up some of your higher quality services such as lowering your internet speed a bit most of the time they will just offer you a promotion they have going on or figure out a way to save you a bit of money each month. Lets say you are able to save just $20 a month from each of these providers. Over the course of 6 months you will have saved $600, a great start to a downpayment!
*Cut coupons and shop sales for your groceries. Coupons can be really helpful but if you aren’t the couponing type then at least consider buying store brand items or discounted products. Most of the time the product is the same and you can save nearly 40% by eliminating name brand. If you usually spend $100 a week at the grocery ($400 per month) but now you start browsing the ads for sales, buying off brand, and looking for discounted products you can bring your grocery bill to $60 a week ($240 per month) a savings of a whopping $160 a month which means $960 over the course of 6 months!
*Avoiding the little expenditures is another key in saving up that much needed extra money. We all know you have to pay the basic bills and there’s not a whole lot you can do about that but the “extras” need to stop or slow down while you are saving. For example if you skipped getting your morning Starbucks for 6 months you could save $720. That’s a lot of money for a quick morning fix. Quitting smoking is not only healthy but another great way to save that extra money.
*Last but not least, in an effort to save money it seems obvious that making more money is another great way. You can do this many different ways. One of the easiest and quickest ways is to sell some of your old items you are no longer using. The popularity of Facebook rummage sites is growing and is a very effective way to sell unwanted goods. Craigslist, ebay, and Amazon are also great tools to use to make some extra money. Once you have cleared out your closets and attic you may want to explore the idea of offering your services. Instead of going out to dinner this Saturday night and spending money why not offer up some babysitting services. Some other ideas to make a few extra bucks are: dog sitting, mowing yards, organizing, donating plasma, cleaning houses, doing taxes, running errands, and the list goes on. Depending on how often you do these you could easily make an extra $300 per month or $1,500 over 6 months.
By doing these simple suggestions and watching your money more closely you should be able to save $3,780 without making too many lifestyle changes. A great down payment for some houses! If you are thinking of buying soon contact us for even more tips on preparing for home ownership.
Do you ever sit back and long for the good ole days? The days when gas didn’t cost an arm and a leg, when neighbors were friends, and when kids had an inherit respect for their elders. Well we don’t exactly have a working time machine but we do have a house on the market that can at least momentarily transport you back to a simpler time (but with modern conveniences, so the best of both worlds). This beautifully renovated historic home is located on 8th St. in Anderson and features a great deal of custom additions as well as original pieces such as the custom cabinetry and lighting and the hardwood floors are the restored originals. Just walking through the door you get the sense of history and hardwood that went into making this one of the most beautiful interiors in all of Anderson. It is the perfect combination of old world glamor and new world comfort that creates the ideal atmosphere for any family. And unlike many other older homes this one comes equipped with a new furnace, water heater, plumbing, and electric so that it will function like a newer up-to-date home but still possess the character of an older home. This is truly a sight to see so if you want to set up your own tour contact me ASAP as this one won’t last long.
With our modern age of cookie cutter styles and conformity in home design it is refreshing when a house like this comes along. With every last detail designed by the current owner and inspired by Frank Lloyd Wright you know that you can expect some amazing upscale features, modern twists, and still a classic appearance that would appeal to any taste. At only 4 years old this 5 bedroom, 3 1/2 bathroom open concept home is as ideal for raising a family as it is for hosting a dinner party for the ages. Throw in the culinary inspired kitchen, the over 3,700 square feet, and the beautiful wooded outdoor views and this house practically begs for someone to appreciate its grandeur. There are countless additional features that make this Pendleton home stand out from the rest, such as the 2 laundry rooms (main floor and upstairs), a mud room with built in planning desk and cubbies (great for busy parents), and the exquisite wood-work throughout the home. Additionally, this homes’ price has been reduced by 15k so now is the time to come and see all of the beauty and allure of this house that cannot be fully understood through pictures. If you are interested in a tour please contact me! I look forward to hearing from you!
Let’s face it, so very many of us are just a few paychecks away from facing financial turmoil. So with the loss of a job or a significant decrease in income it’s no surprise that many people face foreclosure or a short-sale option. Often times within a year or so the previous home owner is back on his or her feet and ready to regain home-ownership in an affordable house. Unfortunately the typical waiting period to get an FHA mortgage after a foreclosure is at least 3 years and even that is dependent upon how quickly the paperwork is filed. Fortunately there is a new lending program in place that will reduce this waiting period to one year so that you are able to regain your way of life and create some roots for your family. With this amazing program does come some requirements. The first requirement is that you are able to provide documentation showing loss of employment or a reduction of your income by at least 20%. During this shortened one year waiting period you would also be required to have no late housing payments (rent), no more than 30 day late payment on all other accounts, and no accounts in collection. If you feel you can meet these simple requirements and want to take the next step to regaining your old life quicker than you ever thought possible than contact us to help get you started in the right direction.